
What should I do immediately after an accident?
Take photos of the license plates of all vehicles involved
Take photos from all angles of the damages and surrounding areas
Record the names and contacts of potential eyewitnesses
Call HKL Lim for guidance on the next steps
How does HKL Lim assist me?
We handle all steps required for both own damage (OD) and third-party claims, including:
Filling up insurance claim forms
Preparing repair estimates
Submitting necessary documents to insurance companies
Towing your bike to our workshop
Negotiating with surveyors/claims assessors for fair compensation
Following up with insurance companies until settlement and repair authorization
What are the charges for HKL Lim's insurance claim service?
Our consultation service is free. Towing charges are included in the repair estimate submitted for insurance claims.
How long does the whole process take?
OD claims typically take 2-4 weeks depending on the insurance company. Third-party claims may take longer, depending on when the at-fault party files their report.